Money

Make Money Out of Credit Card Offers

May 15th, 2012
by admin.
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The title doesn’t actually mean that you could make out a living out of taking up credit card offers, but, you can save up money which would otherwise be gone if you sign up with regular credit cards being offered before.

Why is this happening? Why not? we all deserve to save up some of our money with all the purchases we make. But the reason behind all this credit card offers is because the competition to get the business of even existing card holders, not just new credit card applicants, is really heating up and these credit card companies are returning some of the money back just so you will go with them.

This is really great news for us. But then again, before choosing a credit card that you think has really great offers, make sure to understand its terms first. you may end up losing more money than you did with your previous card.

Here are some of the credit card offers that you can avail off from some of the major banks that provide credit card services, this can provide you a glimpse on how you save money through their offers;

oChase Manhattan Bank – offers cash plus rewards, value miles, gas rebates, you can earn a mile for every dollar that you purchase, you can get free DVD’s or CD’s, earn points from shopping in selected establishments and a lot more.

oCapital One – provides great rewards for those who frequently travel and uses their credit card for their purchases. other offers include waved annual membership fee, miles earned don’t expire, cash backs, annual bonus and insurance against theft, physical damage, and loss on rental cars. They also offer extended warranties on your purchases and a lot more offers.

oCitibank – offers low APR’s for one year, instant application approval, waived annual fee, no liability on fraudulent card usage, cash gifts, miles and points rewards for purchases and a host of others as well.

oAmerican Express – Provides great cash backs, free rewards programs, very low interest rates, waived annual fees, zero percent APR, low balance transfer rates, travel accident insurance plans, buyer assurance plans, free tickets to major events like concerts, games plus an assortment of other offers.

oVisa – easy accessibility with ATM’s all over the world, bonus miles, zero percent APR, low interest rates, low balance transfer rates, cash backs, rewards, exclusive discounts, free accounts, waived annual fees and a lot more.

These are just some of what these banks and other credit card establishments have been dangling to lure clients into their fold. with these credit card offers, you will surely be able to enjoy the perks and benefits of owning a credit card. They are virtually paying you to use their cards.

But of course, getting these rewards and offers must mean you have to posses a good credit rating. People with a bad credit score can avail of some of the offers but only limited. so make sure that you handle owning a credit card right. Because if you have a good credit record, these credit card institutions will be waiting for you, offering you everything they can just to do business with you. Today is the great time to enjoy owning a credit card, and make some money out of it as well.

Make Money Out of Credit Card Offers

Ghetto IFE – FlyBe to scrap Debit Card fees, reduce Credit Card fees – USATODAY.com

Apr 28th, 2012
by admin.
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Well here’s a turn-up for the books. FlyBe – a UK Regional carrier that plays the low cost carrier game is going to scrap a fee.

And it’s the Debit card fee that is up for the chop. Additionally, the Credit Card fee is also being reduced:

  • Currently a £8 transaction fee is levied for Debit cards. this will be removed
  • Credit Card fees drop from £13 to £9

The aim of this move is 1) to curry flavour with those examining fees into handling costs of a card and 2) to “increase increase the transparency” of FlyBe’s pricing.

No date has been confirmed as the fee is still there at the time of writing.

To make life more fun FlyBe is going to try and get more money out of you in other ways as it moves to a three ticket system.

So here are the three fare types

  • Essential – Lowest fares, 10kg hand luggage
  • New Economy – For a £19 surcharge you get a hold bag, pre-assigned seats at time of booking, unlimited date changes and a SMS booking confirmation.
  • Economy Plus – is the current high end product, adding includes lounge access, fast-track security and double frequent flyer points.

FlyBe is also planning to increase on-board hand luggage, a lounge refresh, and relaunching its frequent flyer programme – which is one of the poorest offerings going at the moment….

Interesting times for the Regional carrier.

© Ghetto IFE, a BoardingArea Blog

Ghetto IFE – FlyBe to scrap Debit Card fees, reduce Credit Card fees – USATODAY.com

Credit Card 0 Balance Transfer

Apr 11th, 2012
by admin.
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Credit card 0 balance transfer clearly would benefit consumers. they don’t have to pay interest of the debt balance that they transferred from prior credit card with high interest into new card without interest.

For example, on the old card you have balance with interest of 16%. after transferring the balance into new card, you only pay the debt bills without interest.

If you transfer the balance of $ 5,000, how much is bill payment reduction you get? In one year, you can save about $ 600, a considerable amount. you can use the money for other purposes.

However, you must meet many requirements to gain maximum benefits from the use of credit cards 0 balance transfer. Without it, you can not get the maximum benefit. even, it could be the opposite, you actually create new debt.

First, you should apply for the credit card 0 balance transfer in long period as 15 or 18 months. it makes you get long opportunity to pay off your outstanding balance. especially if your balance is large, while your ability to pay debts is limited. you really need to take a long time.

Second, you must pay your monthly bills on time. Never too late to pay, even though it only one time. you have topay late fees and possibly a period of 0 balance transfer credit card you pulled back.

Third, you have to pay a bill larger than the minimum bill. if your minimum bill is $ 500, pay $ 700 or more. it will accelerate your debt repayment, as well as speed up the repairing of your credit score. so, you can achieve two goals at once.

Fourth, select a balance transfer with no fee. but most credit cards charge you 3% for balance transfers during the period 0 balance transfer credit card. after the promotional period ends, the balance transfer fee is 5% of your balance transfer amount.

Fifth, select the credit card 0 balance transfer no annual fee. Many credit cards offer no annual fee. This will reduce your repayment burden. The annual fee is typically $ 30 – $ 100.

Sixth, get the credit card 0 balance transfer that offers reward, cash back or discount. All will maximize the credit card profits. of course you still long list of advantages of using the credit card 0 balance transfer.

 Credit Card 0 Balance Transfer

Credit Card 0 Balance Transfer

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